Dodging online fraud has evolved with the advent of AI-fueled exploits. Going or gone are the days of relying on typos and poor grammar as red flags. Phishing messages now include accurate personal details and direct the unwary to near-perfect copycat websites designed to harvest login credentials. Simply answering our phones or opening our email has become risky. Scammers use time-tested scripts that leverage our brain chemistry to induce panic and compliance. Hackers employ bespoke AI models to scour data breaches and harvest our reused passwords to access our accounts. The amount stolen annually increases at an eye-watering rate with scant evidence of slowing down. We need to familiarize ourselves with fraudsters’ techniques to protect ourselves and our families now, and we will need to continue doing so going forward. Our emphasis is on the “lifelong” part of lifelong learning. We will focus on developing protective habits that we can maintain as we age, examine how not all risk comes from strangers, and discuss structuring our online security so trusted people can manage our digital assets when we cannot. In short, this course is about the present and the future.