I Didn’t See That Coming: Preparing Important Documents for a Life Event

Special Event | FULL (Membership Required)

5/4/2026 (one day)
9:30 AM-11:30 AM EST on Mon

I Didn’t See That Coming: Preparing Important Documents for a Life Event

Special Event | FULL (Membership Required)

Having the legal, financial, and insurance paperwork that you or your family needs in case of a

life event (death, disability, job loss, etc.) is very important. Are your essential documents and

arrangement notations organized in such a way that your family could easily know:

· where they are,

· who to contact,

· what accounts you have,

· and other important information?

If the thought of getting your documents organized overwhelms you, this class will teach you

the LEAP - Life Event Advanced Planning – process. LEAP is an easy way to gather, organize,

record, store, and review your important documents so that, if and when a life event occurs,

your paperwork is appropriate, sufficient, and easily accessible

The Three Widows

Karen S. Justice, MBA, (Three Widows) has taught at the industry, college, and high school levels. She developed and taught front-line workforce training for the Maryland Department of Economic Development, Division of Tourism, Film, and the Arts. She’s edited training materials for childcare workers in Central Texas.

Justice taught “History and Progression of Women’s Recreational Opportunities and Equipment” as an adjunct professor in a cross-departmental program at Baltimore City Community College, and consumer economics to high school juniors and seniors. She has also provided staff training and facilitated strategic planning for multiple nonprofits and small companies.

Dr. Rebecca LaChance (Three Widows) has an extensive background in teaching. She taught critical care nursing to new nurses in hospital settings. Additionally, she was an adjunct professor at Ball State University in the undergraduate and graduate nursing programs. LaChance also taught as a visiting lecturer at community colleges in Indiana and Ohio.

Her military career involved teaching enlisted personnel how to provide care for medical research volunteers during clinical studies. She was also responsible for creating research protocols and teaching personnel how to carry them out efficiently and correctly.

Her doctorate specialized in Health Policy in the Community and Health Care Economics. Her doctoral thesis studied how advance directives were implemented in a military medical hospital.

Karen Smith Racicot (Three Widows) is a co-author of Widows Among Us: Stories and Insights and an adjunct Professor at Frederick Community College, teaching a course on organizing and preparing important documents based on her workbook, I Didn’t See That Coming!

The workbook includes worksheets and an easy 4-step process to organize, record, review and store the important legal, financial and insurance documents that have a significant impact on the after-effects of a Life Event. Smith is a certified Life Coach and was an owner and employee of a local accounting business for 30 years with her late husband.

Karen has also spoken at various venues in the DC metro area, including Maryland Women’s Conference, Maryland Society of Accountants, Women’s Business Network, and various Rotary, Lions Clubs, and Church groups. She can be reached at karensmithracicot@threewidows.com